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Frequently Asked Questions

Answers to the questions we hear most, organized by topic. Can't find yours? Reach our support team directly.

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Frequently Asked Questions

FAQ

Frequently Asked Questions

Investment Process

We start with a structured risk-profiling conversation, then propose an asset allocation aligned to your goals and time horizon. Nothing is implemented until you have reviewed and approved the strategy.
Yes. You can exclude specific sectors, instruments, or strategies, and we will build the portfolio around those constraints.
Every portfolio is formally reviewed quarterly, with ad-hoc check-ins whenever markets move meaningfully or your circumstances change.

SIP

SIPs can be set up from Rs.5,000 per month across most recommended fund and portfolio strategies.
Yes, SIPs can be paused, increased, decreased, or stopped at any time through your advisor or the client portal.
No. SIP setup carries no additional fee beyond your standard advisory arrangement.

Statement of Account

Statements are issued monthly, with a consolidated quarterly summary that includes performance against your benchmark.
Yes, all statements are available in the client portal, alongside historical transaction records.
Reach out to your dedicated advisor or our support desk, and we will investigate and correct any discrepancy within two business days.

Dividends & Redemptions

You can choose to receive dividends as cash payouts or have them automatically reinvested, depending on your income needs.
Most redemptions settle within 2 to 4 business days, depending on the underlying instrument.
Some instruments, particularly alternative investments, carry exit loads or lock-in periods, which we disclose upfront before you invest.

Taxation

We do not file returns directly, but our Wealth Planning service includes tax-efficient structuring and coordination with your CA.
Taxation depends on instrument type and holding period; your advisor will walk you through the specifics relevant to your portfolio.
Yes, tax-aware structuring - including harvesting, instrument selection, and timing - is a core part of our planning process.

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